Financial education tools
Use simple educational tools to understand key financial concepts, explore common planning questions, and identify topics you may want to learn more about.
Each tool focuses on one educational topic. Start with the question that matters most to your family today.
Not sure where to start? Choose the topic closest to the question on your mind, or use Financial IQ for a broader self-check.
Financial foundation
A 3-minute educational snapshot to help you understand your financial readiness across cash flow, protection, retirement, financial concepts, and action readiness.
Educational only. Not financial, investment, tax, legal, or insurance advice.
Education funding
Get a simplified estimate of your 2026–27 Student Aid Index (SAI) and federal financial need, then use each target school's official Net Price Calculator for a school-specific estimate.
Educational planning estimate only. Not financial, tax, legal, or official financial aid advice.
Retirement income
Compare how claiming at age 62, Full Retirement Age, or age 70 changes an illustrative monthly benefit and cumulative benefits over time.
Educational illustration only. Not an official Social Security Administration calculation.
Financial foundation
Estimate how many months of essential expenses your readily accessible emergency savings could cover.
Educational estimate only. The appropriate reserve depends on your circumstances.
Family protection
Compare the financial responsibilities you choose to model with the resources you choose to include.
Educational illustration only. It does not determine how much insurance you should purchase.
Retirement income
Compare the annual retirement spending you enter with the recurring retirement income you choose to include.
Educational illustration only. It does not determine retirement readiness or whether savings are sufficient.
Family finances
Walk through six areas of family finances in 5-8 minutes — answer by tapping, and see which areas may be worth learning more about.
Educational only. It organizes your own answers — no advice, no products, nothing saved.
One-on-One Review Process
Our Financial Needs Analysis is a one-on-one, advisor-guided review of your protection, retirement, education, cash flow, and tax & estate planning. Your team advisor prepares it with you — request a one-on-one financial review to begin.
This is a guided review with a team advisor — not a self-service calculator.
Educational review process only. Not financial, investment, tax, or legal advice. Discussion of specific insurance or products happens only with a properly licensed team member using approved materials.
Each tool explains a concept or produces a simplified educational estimate. Results are general information, not personalized financial advice.
Every tool explores a single educational question. A fuller planning conversation usually needs more context than any one tool can cover.
If a result raises new questions, you can keep learning through our articles or talk through your situation with the team.
Tools help you explore a question. Our articles add the context behind the numbers and the concepts.
Browse articlesSome financial questions depend on your broader goals, priorities, family situation, and time horizon. When you would like to look at your situation in more context, you can explore our services or book a conversation with the team.
This page is educational information only and is not financial, investment, tax, or legal advice. For tax, estate, or legal matters, please consult a qualified, independently licensed professional. Discussion of specific insurance or financial products takes place only with an appropriately licensed team member using approved materials, after understanding your individual situation. Individual circumstances vary and outcomes are not guaranteed.
